IF YOU LIVE IN TEXAS, ARE BEING CONTACTED BY FALZONE COLLECTORS, WE WANT TO YOU TO CONTACT US.   Frank S. Falzone 215 Hampshire Street   Buffalo, NY 14213

Frank S. Falzone is an illegal debt collector in Texas. His collectors will lie, threaten and engage in illegal collection activities. Falzone needs to be stopped. He has thousands of dollars in outstanding judgments for violating the law. He is a DEAD BEAT debt collector.   Let us know if they contact you in Texas.

November 2009  QAR / Falzone Law We received a call from Tiffy who says she works for the "Law Office of Frank Falzone." At first, she would not tell us who she worked for and only after she hung up and we called her back at an unlisted local number did we find out that the supposed attorney Frank Falzone is not even in Oklahoma, but in Williams, NY. While backing these lovely souls into a corner, they gave us life lessons, tried to threaten us because they were looking for someone who we do not even know, and only after an hour did we finally convince them that we are not stupid as they claimed.

Checks with the Oklahoma Bar Association show that Frank Falzone is not licensed in Oklahoma as an attorney. Checks with the Oklahoma Office of Consumer Credit show that he also is not a licensed collector in Oklahoma, yet he spoofs a telephone number with a 405 area code to attempt to deceive people who receive calls from his office to thinking he is in their community while his henchmen and henchwomen threaten people out of their money. When told that they are seeking someone who is not here, they accused us of hiding information, threatened to take us to court, and threatened to send someone to our house to find the person they are seeking (who, consequently, does not live here).

They are brazen, illiterate on the rights of the people they call, and love to throw out accusations and threats by the sack full. I'm more than confident that our conversation with Mr. Falzone isn't over yet. I'm working on filling out papers to send to every agency I can find a mailing address to use.

October 2009  QAR / Falzone Law Office Back in January i got a call from QAR and they were threatening to sue me for an unpaid debt....being scared I paid them in 3 installments a total of a little more than $2000..It was never communicated to anyone that it was paid and they never sent me confirmation like they said they would....now im trying to get approved for a car loan and they need to see the proof it was paid but QAR or Quadrant Associates won't send me the info stating this...obviously cause they probably kept the money themselves.....what can i do?

We have been warning folks that QAR, Quadrant & Falzone Law Office are a scam, your letter proves it. They stole your money, you will never get anything from them for it. They likely have snorted, smoked, injected or drank up every cent of that $2k. Let this serve as a warning to everyone NOT to send money to these scammers. They are nothing more than thieves, liars and con men.

October 2009   I got a call from a Mr. Sayer from the offices of QAR. He said he was a background checking type of company that was hired by "his client" to get information on me before they were to take me to court for my unpaid charged off credit debt. I was scared because I had never been in this situation before and he was threatening to take my husbands 401K account, they could take my car etc. I stupidly was so scared I said whatever I could to get off the phone with this guy. I agreed to "a deal" with him, but in order to hear what "deal" the "client" was willing to offer I had to prove to the client that I was serious and that I wanted to make good on "the bank fraud" that I committed. I did give my routing and checking account number to them. He made me feel ok because he said it was a federally mandated and recorded phone line and that it was a federal offense for them to take any money out of my account without my authorization. I repeatedly told him that I did not have that kind of money in the account but he was giving me 10 days to make other arrangements and said that he would not take the money from my account, especially if it wasn't in there to take. So I called my father in law for help. I explained the situation and he was willing to help but wanted to do some research on the company. He immediately found your website and then called me back. I was sick to my stomach reading this!! How could I be so stupid!! So then after a dozen or so calls back to Mr. Sayer at QAR he agreed to make other arrangements via "Money Gram". At that point my father in law was not comfortable giving this company money without a letter in writing from them stating that they would accept the Money Gram in lieu of not taking any money from my bank account. QAR refused to do that stating they couldn't make up letters or emails that were not approved by their client. Obviously after reading your website we already knew they would probably still take the money from our account even after the Money Gram payment. Well, we never sent the Money Gram and surprise, surprise guess who tried to take $4000 from my checking account!! My bank caught it and charged it back to them and I was only out $35. I immediately closed my account and I've had nothing but calls from their office telling me that I violated the "bounce check laws". Every morning they call before 8am and tell me that I can still save "my deal" if I just call otherwise they will have to report me to their client (Riverwalk Holdings). This morning I did get a call saying I needed to have my attorney call their offices immediately because they are going to proceed. Not sure what that means, but I would prefer to be taken to court so the real law would be involved! This company is nothing but a bunch of shady threatening terrible people!!

September 2009   I'm a long time readers of your website. This morning FALZONE & ASSOCIATES SENT A FAX MESSAGE to my wife employer containing EMPLOYMENT VERIFICATIONS ATTN: HR DEPT. with my wife complete SS number.... then my wife boss handed the fax message to my her and told her that they need a call back right away.... Then my wife is so embarrassed and called FALZONE &ASSOC. and they told her she need to pay ASAP or sued her & garnished her salary.... my wife scared and panic holding her tears. And my wife gave my checking account information and they agreed to pay $165.00 every 28th of the month. Now im afraid, is himself, hiding from his creditors. after my wife told me this..... coz' they have now my account info.... Did they have the rights to garnish my wife salary or... are they really gonna sued her... pls.. help.. i can't sleep over this mess.... thank you in advance and more power...

Frank S. Falzone, 61, of Buffalo, NY is himself, a DEADBEAT! He owes tens of thousands in judgments, hides from his creditors. His law license is being rented to a group of known criminal debt collectors with a long history of lies, fraud and extortion to collect on debts they may not own.

The New York Attorney General is going after these parasites, they want to hear from you and anyone else being scammed by DEADBEAT FRANK: (hope to see him on a future Dateline segment)

New York Attorney General Consumer Frauds Division Buffalo Regional Office Phone:(716) 853-8416 Fax: (716)853-8414  We're told they've been instructed to answer the phone as Attorney John Nicola's office except when John stops by.

June 2009    Falzone has been calling my 80 year old mother telling her I was going to jail for an unpaid credit card. He said it was a felony for fraud upon a bank. I did some research on this 'punk and found this. FRANK S. FALZONE, BORN AUGUST 1950  DIANE P. FALZONE, SPOUSE & ASSISTANT 60 MANCHESTER PLACE  BUFFALO, NY 14213
PHONE 716-884-4678  NYS Bar #1820869 (1982)

Looks like he is another rent the lawyer there is nothing anywhere about him litigating credit card debts. The callers sound like unprofessional street punks who try to impress you with their lingo. If this is Buffalo they may be on drugs. What a piece of S#@T this Falzone is, how does a scumbag like him keep a law license. I found a lawyer who is going to sue him hope others do the same.

June 2009    Received a call from a female stating she was with QAR. Funny thing is my caller id shows 214-484-0028 a Dallas number. She stated that she was an asset investigative service that was preparing a lawsuit against me. Do you have any information on them?

QAR is a junk debt collector out of Amherst, NY run by a known con artist Daniel Luis Mendez. They pay NY attorney Frank Falzone a commission to rent his law license so they can threaten legal actions. Falzone and QAR do not have any license or bonds in several states where we checked. That phone number with area cod 214 is likely a VOIP (Voice over internet protocol) number they use as a ruse to scam consumers into thinking they are located in many states. Falzone is not very bright, he joins a long list of NY lawyers who have rented out their law licenses for a paycheck. QAR has changed it's name several times because of the mounting judgments from lawsuits it has defaulted on. This operation is typical of the sleazy debt collectors working out of Western New York area who lie, scam and extort money they are not entitled to. My advice is stay far away from these scammers as they will steal your money and give you nothing in return. Remember it is far less expensive to beat a junk debt buyer in court than to cave into extortion.

March 2009    Late one evening, I received a call from Quadrant, and the individual I spoke to laid it all out with the threats etc. I was so taken aback that I gave him my bank details for settlement because, at one time, I did take out a loan, and ultimately paid it off when my financial situation improved. But was told by Quadrant that they couldn’t help that, and it appeared the agency involved didn’t update records saying the debt was paid. I was shaking at the end of the call.

Luckily, this was late on a Friday night. So, after an adult beverage, I looked them up on the net and....yep you guessed it. I opened the bank on Monday morning, closed the account, made sure that Quadrant would not be able to debit any of my accounts.

Got a call a few days later, from an irate individual saying the account I had given them had been closed. I replied that it was true, I closed the account after researching them on the net. He immediately said that Quadrant was suing Bud Hibbs, a name I never mentioned. He also said that they would proceed with legal action. I said, OK, if you will kindly send me a complete copy of the file they are using as a basis for their claim, which they are required by law to do, I would put it into the hands of my attorney and they would be notified by him as to our decision on how we would proceed.  Never heard from them again. And this took place 3 years ago.

March 2009    I had been receiving voicemails from this agency and finally decided to answer one day in the beginning of February. It was a gentleman named Ken Willard, who represented himself as the Office Manager of QAR. He stated he had a delinquent credit card account of mine and that I must accept a settlement offer within 72 hours or I would be sued. I have accounts with a debt consolidation company, so I told him I would not agree to anything until I first spoke with my attorney.

February 2009    Is Evans Associates/Evans Law Office now under the name QAR?  I called the number listed on a collection letter of Evans Associates and a collection company called QAR answered and had all the information as the Evans collection letter.

They used all the same Evans tactics, threatening legal action in 5 business days if not paid, telling me that there would be an additional $1000 in legal fees added to my account, etc...  Did Evans just change their name or...?

Here is the information:
QAR    3806 Union road   Suite 2 #260   Cheektowaga, NY 14225   Toll Free: 1 866 778 0624
FAX: 1 716 210 1348

February 2009    The Falzone Law office continues to call my phone even after I emailed them a C&D letter. Today I decided to answer my phone when they called and they told me that they are closing the payment option and contacting my local authorities to sue me. They have never sent me ANYTHING on paper and refuse to tell me anything on the phone other than that I must pay them this money. They refuse to give me any sort of validation over the phone to prove this this is my debt, they just want me to pay them. I emailed the debt validation letter with notification to cease and desist but today the lady I talked to (Ms. Grant or Graham) told me that I sent it to the first person I talked to (Allen Cross) and it doesn't apply to her. I came back with that I have proof that I sent the email and it was received by Allen Cross and their office was in gross violation of the FDCPA. Of course, she got irate and told me that she was not in violation of anything.

January 2009  I have received a few calls from them since the new year. I'm not really sure what they called themselves over the phone. The man I first spoke with was really nice and wanted me to agree to a settlement for a credit card debt. I said i couldn't agree to anything over the phone and said he could mail it to me; he finally gave up, said he would mail it to me, and then said he would transfer me to his supervisor to confirm my info for mailing. After a few minutes on hold, the 'supervisor' answers and after confirming my info then asks for a postdated check and said they couldn't mail me a settlement offer without that info from me. I refused to agree to anything and he started to sound really agitated and he tried to transfer me back to the first guy, and then I hung up on them. They actually emailed me a form letter with the settlement amount on it and a date that it is good for, and that is how I got their name, from the letterhead. The collector's name, supposedly the supervisor, is Ken Willard. There is no mention of an attorney's office or name or any kind of association. It just says at the top of the letter QAR. The address is the same UPS drop box in Cheektowaga, 866-778-0624, fax: 716-210-1348. They called me once more today to confirm that I had received the email and postal letter with the settlement info, which is the exact letter that they told me they wouldn't send LAST time, and wanted me to call them as soon as I receive it.  I probably won't be speaking with them again.

January 2009  Got a call from a supervisor Mike or Mark Shaw.  Threaten on girlyman.  You ain't getting 45it from this country boy.  Might want to add this number to the list  716-472-7246.  That took me some research to get.

November 2008   My wife received a call from a Ted Wilkinson stating she's a person of interest regarding a case about my brother. The gentleman who fielded the call pressed my wife for information if she knew my brother and how to contact him. Finding this odd, she told him nothing, at which point the gentleman became rude. My wife stated that if they had a pending case about my brother then they should know how to get in touch with him.

October 2008     QUADRANT ASSOCIATES has called me several times about a 'problem involving my social security number', but they have never stated what the problem is, and threaten court and want to talk to me or my representing attorney. Today, 10/02/2008, a neighbor WHOM I DO NOT KNOW and who lives several houses down from me came and brought me a note where a representative from QUADRANT ASSOCIATES named Megan had called his house and asked him to give me a message to call her back and gave an 800# with an extension. CAN THEY LEGALLY CALL MY NEIGHBORS???? I am furious!!!!! I don't know this neighbor, and have never spoken to him at all..

September 2008     HERE IS INFO ON FRANKIE AND HIS DEGENERATE COLLECTORS. FRANK S. FALZONE BORN AUGUST 1950 DIANE P. FALZONE BORN OCTOBER 1949 HIS OLD LADY THEY LIVE AT 60 MANCHESTER PLACE, BUFFALO, NEW YORK 14213 HOME NUMBER IS 716-884-4678 THE HOUSE IS IN HER NAME BECAUSE FRANKIE IS AFRAID OF LOSING IT TO LAWSUITS. THEY DO NOT HAVE LICENSE OR BOND ANYWHERE. MOST OF THE COLLECTORS DO A LOT OF DRUGS.
FRANK DOES BUT FAR AWAY FROM HIS CREW. HE ALSO HAS A GIRLFRIEND THAT HIS OLD LADY DON'T NOW ABOUT YET.

September 2008     I received a call today to my home phone number, a new, unlisted number, asking for someone who has a similar name to my brother. The call was from the Falzone Law Firm. I called the 1-800 number and reached Falzone and Associates.

I asked them to spell the name of the firm and they refused at first, then complied. I fed them the case number they asked for and they put me through to a Mr. Weiss. Mr. Weiss demanded to know where the individual with a name similar to that of my brother was located. I refused. I told them I was an attorney and they said they would remove me from their list. I ran the internet search and found Bud Hibbs website. I ran a search and confirmed that there are two Falzone's listed as attorneys in new York, but no listing for a law office... I called back and reached the same receptionist who now called the company the Falzone Law Firm. I hung up.

September 2008     On Sep 2, 2008 I got a call about a debt, about vehicle that I had turned over as a repo 6 years ago. At the time of the repo I had worked with the finance company extensively to make sure everything went smoothly for both parties. The total pay off of the truck was 5700.00; the truck was 3 years old and was worth more than 10K. I was assured that the truck would be sold at a fair auction. The finance comp. sold the truck for about 4K I was upset at the time; because I was reassured it would be sold at a fair value. I was told that the difference between what was owed and what it sold for was my responsibility. I have tried to work with the Finance company many times to work this out but I have given up now. Today I received a phone call from Mr. Richard at (716) 362-4900 (1-800-403-4920). He talked really fast about this debt and I was defensive at first, and he told me the Falzone law firm would sue me for fraud and that they would put a Lien on my new home. He knew the price and value of my home, (I know its public information). He told me the debt is over 16K, I was really upset because the original amount owed was only 1300.00, and with the attorney fees it would be over 20K. I was so upset and he was talking so fast, I told him that I don’t understand how he thought he could put a lien on my home and what fraud? Before the call was over he told me he could settle the debt for 1000.00 on Friday (4days away) but after that he would put a property lien on my home. I told him this sounds like a scam, because I have worked very hard for the last few years to get my debts paid and to get my credit on the up and up. No other creditor has made these kinds of demands and threats during the process. I feel like this is a scam, but do you think it has any truth about the property lien or the fraud charges? Mr. Richard never identified himself as a debt collector only as a represented as the Falzone law firm? any one else think this is a scam?

 agency or as attempting to collect a debt, as required by law, nor did they identify the company they claim to represent. I played along and left a message over the weekend - these people obviously don't like to work on the weekend, as not a soul was there to answer the phone. I had another trying-to-sound-legal message this morning from David Wilt telling me it is illegal to leave information on an answering machine (which is not, he can at least identify his company and this is pertaining to a debt and an account number). He left a message this morning again threatening that I only have 24 hours to call him back. So, I googled Quadrant Group and find all this information. So I called back and finally got the one and only David Wilt. I told him that I wanted him to identify the company he was with, the company he was supposedly representing, the account number, the amount of the debt and the proof of the debt. He then proceeded to insult me and call me Einstein and tell me it is illegal to leave that information on an answering machine and I said I am asking you to identify it all now, not on an answering machine. He continued shouting and being rude. I said I know all about you and your company, you are with the Quadrant Group. He said No, we are QAR - I said, same thing, acronym for the Quadrant Group.

August 2008     I got a call from the Law Office of Frank S Falzone regarding a legal case. I never answer my phone, I always screen my calls not matter what. I heard the answering machine begin and all I heard was Pinellas County Florida, (I am from Florida), my maiden name and court case so I answered. The guy on the phone asked for Leigh, I don't know any Leigh so I told him he had the wrong number. He said you aren't Leigh person, I said NO. He said do you know Simone, I said NO. He said are you Simone, I said NO. He said id this Leigh I said No. He began to get rude and belligerent with me and continued asking if I was Leigh and Simone or if I knew them and I continued to say NO and all I said was NO nothing else. I did not ask questions or try to inquire in any way as to what it was about. He had the wrong number. Finally he said Well I don't believe you and I said well that is your problem and not mine. He got really mad screamed and hung up. I began to question what kind of reputable law office would employ someone with that type of attitude. I called my husband and my father who used to be a detective with the Sheriff's Dept and we all began to do some research only to find out all this. This was my first call today. I am convinced I have many more to look forward to. The funny thing is the people they were calling about I really really don't know. Shoot may be on behalf of all the people this company has harassed I will have a little fun with them. Good luck to those of you who have had personal dealings with these LOSERS. I will pray for you.

August 2008     One of main dumb asses who calls goes by Dennis Miller. He called me the other day to tell me I will be taken to court told the f*****g coward serve me the papers then we will talk. Then he calls my family and cusses them out. So I did what they always do. Called him asked for Dennis Miller and he answered Claims, talked to him the way he talked to my family and he hung up on me. I called him back he answers Legal Litigation department. I told him man you hold alot of Titles is A&&Hole one of them, he hung up. I called him back he answered Legal Assistant, I told him if you hang up and I call back will you be an Attorney the next time.

June 2008    this blog wont have the guts to print this but oh well i sure feel better i wrote this because reading your pathetic stories left me feeling dirty and soiled (If you have the guts to put your email address - which we won't print, we'll let you air your rant)

May 2008    got a call from ny from a very rude man. From 716-362-4900. He said he was going to begin legal action and he needed the number to my mothers lawyer. He also wanted my mothers cell phone number . I told him my mother wasn't in

May 2008   got a call from ny from a very rude man. From 716-362-4900. He said he was going to begin legal action and he needed the number to my mothers lawyer. He also wanted my mothers cell phone number . I told him my mother wasn't in and that he could call back at 4pm. I hung up. Two seconds later i get a call back from the same man yelling. He said " DO YOU KNOW WHO YOU ARE HANG UP ON , YOUR MOTHER IS REALLY GOING TO REALLY APPRECIATE THIS" and hung up on me. I called back and ask to speak with who ever called my number. A man who almost sounded just like the last person said hold on one moment ( i heard the phone moving around ) . The original person came on the phone and said " YEAH YOUR THE GUY WHO LIKES HANGING UP ON PEOPLE , I CALLED YOUR MOMS PLACE OF WORK " and then he hung up on me again . I called back a third time and asked to speak with the a**hole who just Lied and hung up on me. The nice person who answered , voice changed. It was the same guy all along. He said " FIRST OF ALL KNOW WHO YOU ARE TALKING TO. I SAID I CALLED AND YOUR MOTHER A MESSAGE " he went into some mini speech but i stopped and him and said f**kyou and hung up.  I knew he was lying because i called my mother and no body had left her a message at her job ( she is a teacher ).

I checked my mothers credit report and guess what ? These scam artist don't even show up. I also knew he was lying because we just brought an house and we had to pay off every debt we owed to get our mortgage.

who are these people ? why are they doing this ? Is it because of the recession ? All of this happen 17 days ago.

Today My mother actually gets a call to her job ( shes a teacher ) The person left the name Mr. James Marchall and his number was 1-800-403-4920. He wouldn't tell what the calls was for and said it was personal. Are these the same people ? The guy who called me first sounds like a goon. He has a very heavy ny accent.

Quadrant/Falzone has turned very nasty lately.  Anybody got a number to the NY State AG's Office?

May 2008    Mr. Salerno has left me several messages on my phone and has called me at work. He stated that he was going to recommend a court summons in my case since I never returned his call. An associate of his Mrs. Johnson called me today and stated that she "wasn't a collector". Which didn't make sense since she offered a settlement amount or a court summons. I told her it was illegal to call me at work and not to call here again. As soon as I hung up the phone, Mr. Salerno called me at work and started yelling at me and asked me to transfer him to our HR department. I transferred him and they told him it was illegal to call me at work. Mr. Salerno then called my personal cell phone and left me a message stating that he will suggest that my "case be pursued in the fullest extent". And that he "does not want to talk to me, any of my family members, or anyone associated with me." But still left a number to call me back. I took your advice and ignored them. Hopefully they will go away.

By the way, this debt was for a payday loan approx. 4 years ago. It does not show up on my credit report. I think I borrowed $500, and now they say I owe $4k.

May 2008   This guy is calling me telling me he is here to keep me outta court and the company he is calling about is scum blah blah blah I wonder does he know about slandering people. The number he called from was 716-210-1341 OMG What a compulsive liar. Like I need someone to call me and tell me you owe this company money. Watch out because he was almost convincing until I started asking who ,what ,where, and how? Ask them a whole bunch of questions he even through my social security at me. I got a payday loan from ezloans and man who would of known they would give my info to scum bags like him. He claimed he was with QAR LLC some law firm in NEW YORK CITY...That really chaps my hide.(((:::

April 2008   This outfit has been calling my mother's phone everyday for several weeks. They use an automated dialer and the recording says that they have important information regarding my social security number. They never call me direct. On one occasion, I happened to be there when a call came in and answered it myself. I informed them I had filed for and was granted a bankruptcy last year and also gave them my attorney's address and phone number. I also informed them to never call again (a request they continue to ignore). During the heated discussion, without naming this site....I told the man I had heard about them and their tactics on the internet. He suggested I go to their website and gave me this web address:   http://www.qar-inc.com/index.html

I assume he gave this address to somehow present "their side of the story", but it is nothing more than one big advertisement for their services. They do have some contact information and an online form, though.

As mentioned by others, they tried all the subtle threats about legal action etc. And also went as far as to claim that the account they were trying to collect was not included in my Chapter 7 bankruptcy. I informed my attorney and he wants to see me tomorrow. I have no idea what he has in mind, but if it is lawsuit for harassment or illegal collection procedures, then I will be more than happy to take them to court for damages.

I want to thank Bud Hibbs for this website and an opportunity to learn the truth about these collection agencies.

April 2008   This "agency" called me indicating they are filing against me in court in NC TODAY unless I send them a certain amount of money. This concerns a loan I had many years ago on a vehicle that was repossessed when I was out of work. The original loan was through Union Acceptance Corp. They indicated a judge could could freeze all my bank accounts, take my drivers license, make me pay all legal fees involved, etc. unless I send the money TODAY. Three weeks ago, I received a call that was almost identical from an organization called the Quadrant Group, LLC, which you have appropriately labeled, as far as I can see a "known criminal enterprise". They made very similar threats. I could not find Falzone in your watch list.

April 2008   I first started receiving calls in January from a company called The Quadrant Group stating that I had an outstanding balance on a car that had got re-poed in November of 2007. They said that I need to pay XX,000.00 or 10% of it and then I can start making payments. The amount that they are requesting is the amount remaining on my loan before it got re-poed. They threatened to garnish my wages, take me to court, the whole nine. So I decided to do some research and I came across these postings, so I stopped taking there calls. They called me everyday since the other day. Now I am getting phone calls from a company called QAR, inc. They too are located in New York. The ladies named who called me was Mrs. Benjamin and she too stated the same exact thing that the Quadrant Group was saying. She told me that I have 24 hours to respond or a judgment would my county would be put against me. So I told her that I needed something is writing. But she goes to tell me that she can't mail it, that she has to fax it and refers me to a Fedex/Kinkos around the corner. She then proceeds to tell me that I am being sued for the contract that I had signed. So after getting off the phone I go read my contract. And in my contract it states that if the car is ever taken that the bank will sell the car and whatever they receive for it will be applied to my open balance. I just thought it was weird that she is asking me for my full balance that I owed when the car was taken. I am not giving them any money.

April 2008   Falzone and Associates    I have a co-worker who has been receiving calls from a so-called law firm of Falzone and associates. She's been so stressed out over this. So, I decided to help out and do some investigative work. After digging a little deeper, it turns out these scum bags are the Quadrant Group. They've threatened to have the local sheriff show up at her door. I showed her the story on Quadrant from this website, and she's feeling relieved.

So, if anyone else is receiving calls from the so-called "Falzone Associates Law Firm", be warned, and don't deal with these cons!

April 2008   Delta Group, Evans Law Associates and Quadrant Group   these agencies are all one company. A select few of the people there are decent and try to work within the law. Most are pressured into using tactics that would give the devil nightmares.

their hiring practices (firing practices) are just as unethical as their collection practices. Careful folks there are new names and offices in the works to cover their tracks.

March 2008   First off Quardrant has nothing to do with doug mckinnon or giove. Those people are scumbags-everyone knows that. I feel that when you owe you should resolve the matter in a way that follows your budget. Not all collection agencies are out to scam people. Collectors that use those tactics always end up unemployed. The collectors that work here are hard working and honest. And the ones that aren't are fired. That isn't something they promote. I think that this portays a false assessment of Quadrant and is untrue. People become mad and say hateful things when in hard financial situations. We are here to help work out the debts. that you have accumulated. We can resolve debts with settlements and/or monthly options depending on your finacial situations. So this website "DOESN'T" show you all the Quadrant can do. I think it shows that budd hibbs is looking to promote his financial gain off the backs or others. Please make every attempt to resolve you financials issues within you budget. Do not always believe what people write on this page. Financial strain causes people to be angry and to say things they do not mean.

I hope this helps -A buffalo collector "Who isn't robbing anyone"

 2007     I received a phone call today where a Mr. Grant from the Quadrant Group left me a message regarding "a case/investigation" that I was a "person of interest" and I needed to call the number he left back as soon as possible. I thought it was odd and a little startling because he also asked for me with my maiden name and I have been married now for about five years now. I decided to go online and see what this group was all about and found this website saying it was a scam. When I first found out that the phone number that came up on caller ID was a listing in New York I was suspicious. I used to work in Retail Advertising and a lot of Money to Loan ads that came in from New York were mostly scams because people from Canada were using bogus addresses from New York to make it look legitimate in the United States. (No offense to New York) but this training has let me know of what to look out for.

I don't plan on contacting these people but it sounds like these people are still able to perform such heinous acts against innocent bystanders. Does anyone know what I can really do to put them to justice or is it a lost cause? This makes me very angry and I don't like people trying to take advantage of other people especially around the holidays. It is just plain cruel and sick.

 2007      Another scam by the Quadrant group   About two weeks ago I received a call from someone who said he was an attorney from the Quadrant Group out of New York. Early morning, I was still half asleep and had been ill for over a week with a bad flu. Caught completely off guard and at a very vulnerable time being ill. He immediately preceded to threaten and intimidate me with words like you have 1 week to pay $XXXX.00 or a judgment would be filed. I told him I had no idea that I even owed such a debt from that company. He then began to run through all kind of figures and that the original balance was $XX,000.00, but that they would help me out--Real decent, right? But I had to pay by the 09/XX/07. I told him I did not have that kind of money. He said he just needed a credit card #. I thought a minute and said I have to talk to my husband to see if we could get that much money. He would not let me hang up. I know that was my stupidity, , I was not thinking straight, I had taken some strong cold medicine, was totally out of sorts.

The pressure continued, assuring me that they would not draft the money out of my account until the XXth. I told him I was not sure if I could get it in that short of a time. He said if I did not set the bank draft up right now,
they would proceed with the judgment today) I panicked, gave him my bank account, my fax number, my email address, I now realize just how stupid I was and my husband wanted to kill me (not literally).

He told me to go close out that account, which I did, but the check came through the bank but was returned, because I drew all the money out except for the money for checks that had not cleared.  Well, that is when all hell broke loose in N.Y. I don't believe David Wilt has slept since they got that nfs check back. I know that, because my phone rings from 7 am to 10pm. I have turned my ringer off, so no has ever answered the phone since that first day of talking to them. 

Well, this story gets better. Yesterday morning the doorbell rings and it is the police. He asked if XX (me) lives here. I said that was me. He then asked if I knew someone named David from New York. At that time I did not connect that to the Quadrant, so I said I had no idea who that was. He then handed me a piece of paper with only the name David (no last name) and an urgent message to call that # immediately. I asked the policemen, which I knew what could this be about. He then told me that David called 911 to have someone go to my home to check on my well-being, which was actually a harassment call. Later that day I got a very threatening email from that scum bag. It is certainly against the law to use our emergency service to check to see if I lived there or if I was home. The officer said he could not tell me what to do, but he said it sounded like a scam, so I did not call. It was after I got the email that I realized that David was the sleaze ball from the Quadrant group.

Well, today a note was left on my door with the same message but the note read call Detective David Wilt. Last week he was an attorney. Interesting. To think that I fell for this garbage. I'm sure the harassment is not over...

All inbound 911  calls are recorded and traceable - you can't spoof or block your ID from 911.  Using 911 like that is a felony in some States.  I bet Mr. Quadrant is in for a surprise.

Bud's Response:
We have received many complaints such as yours, we remind anyone contacted by these burned out debt collectors that NOT paying them is the key to getting rid of them. They have NO ability to do anything other than lie, threaten and commit extortion, to keep their crime wave going. Many of the Quadrant debt collectors have drug habits which may explain their bizarre behavior and off the wall antics such as posing as Police Detectives. Owners Daniel Grant, Danie Mendez operate under the direction of Douglas J. MacKinnon, Sr., who runs a large group of illegal debt collection organizations, (See: http://www.budhibbs.com/giove )

We are placing you in touch with law enforcement and a consumer law group so that Quadrant collectors can be held liable for their actions. Anyone dealing with Quadrant is WARNED to close your bank account and contact us DO NOT send them any money!

 2007     Quadrant LLC- the most abusive agency, I counted the phone calls -every 15 minutes on my caller ID starting at 8:05 am until 8:59pm!!! Just called my job and wanted the personnel dept to verify an employee (me) and needed the fax number. Pure Harassment!

Bud, I have been contacted by a collector named Cassandra from a collection agency named Quadrant Associates located in Amherst, ny. She said she was a paralegal and she was not calling from a collection agency but an asset recovery firm...and she was calling in reference to a debt that I had with Chase some 16 years ago. she told me that if I didn't pay the account then the US Marshals would serve me with a summons to appear in court. She also told me that if i didn't pay the account then she would send it to the IRS and they will take my taxes....The debt is 16 years old...It's so old that I don't remember it....But this is the second call I've received in recent months about this same debt. The other call was from a Neil Walsh @ Evans Law Office. He explained to me that he too was a paralegal and that he was going to have the Marshalls serve me at work. When I realized what was going on I hung up on Cassandra.....a few days later I answered a call from a private number. The woman on the other end of the line asked for me and said her name was Ms. James and she was calling from central processing in reference to a summons that I was suppose to be receiving...I asked what the summons was for and she replied she didn't know she could only tell me its from Quadrant Associates and if I wanted them not to deliver the summons then I would need to call them. At the same time I heard people in the background saying dispatch, dispatch. I then hung up.

It's obvious that both these people work for the same company. Cassandra at Quadrant and Neil at Evans. The question I have is. Is it legal for them to collect on account I had 16 years ago and what about the dispatch that she was having me served with a summons? Also is there anyway I can bring suit against them for harassment? And can they really take my taxes. I know it's the same company because why would this debt all of a sudden appear, and why are both places calling me from a 716 area code.   We suggest you don't give them a dime.

THE QUADRANT GROUP IS ABSOLUTELY NOT OWNED BY THE SCUMBAG COMPULSIVE GAMBLER DOUGLAS MACKINNON.

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